Live Baccarat | What is it and How to Play Baccarat

Live baccarat is a straightforward casino card game that appeals to both beginners and high rollers aiming to win consistently. Unlike blackjack and poker, this game offers a more straightforward and accessible experience.

Live Baccarat Bets and Payouts

Live Baccarat
BetDescriptionPayout
PlayerPays out when the Player hand wins1:1
BankerPays out when the Banker hand wins0.95:1 or 1:1
TiePays out when a tie occurs8:1

Live baccarat games remain easy to play and consistently attract both beginners and high rollers due to their straightforward rules. In these games, players place their bets and subsequently let the dealers manage the entire gameplay. As a result, opting for the Banker bet often proves successful because of its low house edge. Moreover, exploring WJPeso’s selection of baccarat games from top providers, such as Evolution Gaming and Dream Gaming, offers additional opportunities. For instance, Evolution’s Lightning Baccarat stands out by featuring exciting multipliers that can significantly boost a winning hand’s payout. Thus, players can enhance their gaming experience and potentially increase their rewards.

Live Baccarat General Rules

In live baccarat, the main objective is to guess whether the Player’s Hand or the Dealer’s Hand will win. Players place their bets and let the dealer manage the game.

Live Baccarat

The general rules of baccarat focus on reading card values. Each card has a two-digit value, and the goal is to achieve a hand closest to 9 or with the highest card value. Only the second digit of the two-digit number is considered; for example, a card valued at 10 is read as “0.” Here are the card values:

Each hand starts with an initial two cards, and specific outcomes determine if the Player or Banker hands receive a third card.

Third Card Drawing Rules

Player Hand Third Card Drawing Rules

The Player’s hand draws a third card when the initial total is between 0 and 5. If the initial hand totals 6 or 7, the Player’s hand stands.

Banker Third Card Drawing Rules

The Banker’s hand receives a third card based on specific rules related to the Player’s third card. These rules are more complex than those for the Player. To assist players, we’ve prepared a detailed Banker third card rule chart.

Player’s Third CardBanker Draws When Their Hand Total Value isBanker Stands When Their Hand Total Value is
2 or 30-45-7
4 or 50-56-7
6 or 70-67
80-23-7
Ace, 9, or 10-value card0-34-7

According to the chart, the Banker only draws a card when advantageous, which contributes to the Banker bet’s low house edge.

Live Baccarat Payouts and House Edge

Live Baccarat

The main baccarat bets have the following payouts:

The Banker bet features a low house edge primarily due to its advantageous third card drawing rules. This bet benefits because the Banker only draws a third card when it can gain an edge over the Player’s hand. Conversely, if the Banker already holds a strong hand, it won’t need a third card. On the other hand, the Tie bet carries the highest house edge. Its low probability of winning renders it an unwise choice for most betting strategies.

Games Similar to Live Baccarat

Live Baccarat

Dragon Tiger

Dragon Tiger: Often dubbed as two-card baccarat, Dragon Tiger shares a similar objective: bet on the hand with the highest card value. Each round involves drawing only two cards, with each hand consisting of just one card. Live baccarat presents a straightforward casino card game that appeals to both beginners and high rollers seeking consistent wins. Unlike blackjack and poker, this game is notably simpler and easier to grasp.

The side with the highest card value wins.

Bac Bo

Bac Bo: Bac Bo is a dice game where both the Player and Banker use two D6 dice. The machine rolls the dice, and the total is determined by adding the upright faces of both dice for each side. Values range from a minimum of 2 to a maximum of 12.

Bet on Teen Patti/Teen Patti 20-20

20-20: This Teen Patti variation incorporates elements of baccarat. It plays similarly to baccarat, with the winning hand based on the highest-ranking Teen Patti hand. Players can place bets on the Player A or Player B Pair Plus and the 3 + 3 Bonus side bets, which offer additional payouts.

FAQs

Live baccarat is a simple live card game where players only need to bet on either Player or Banker bets and let the dealer handle everything else. The goal is to bet on the hand that will have a value closest to 9.

The best baccarat bet is the Banker bet thanks to its low house edge and the fact that its third card drawing the Player’s hand.

The card values are read by treating the cards’ values as two-digit numbers starting from a zero to the number value. 

Conclusion

Live baccarat games offer a straightforward and enjoyable experience for both beginners and high rollers. Players place their bets and let dealers manage the game. Choosing the Banker bet often proves advantageous due to its low house edge. Explore WJPeso’s baccarat games from leading providers like Evolution Gaming and Dream Gaming. For instance, Evolution’s Lightning Baccarat offers exciting multipliers that can significantly enhance a winning hand’s payout.